Copyright

Ownership

© 2026 CapitalWave Inc.. All rights reserved. FIA's software, tools, labs, question bank, text, graphics, logos and the way they're arranged belong to CapitalWave or its licensors. They're protected by US and international copyright and other laws.

Trademarks

CapitalWave, the CapitalWave logo, Fixed Income Analyzer and Technology Enabled Learning® are trademarks of CapitalWave Inc. CFA® and Chartered Financial Analyst® are registered trademarks owned by CFA Institute. Other names and marks belong to their owners. Mentioning them doesn't mean they endorse FIA; see the Educational Disclaimer.

What you may do

You may use FIA for learning and teaching under the Terms of Use. Instructors may show FIA in class and share links to it. Without our written permission, you may not copy, republish, sell or create derivative works from FIA's content. That includes the question bank and the lab library.

Your content

You keep ownership of the answers, labs and other content you create in FIA. You give CapitalWave, and the organizations whose cohorts you're in, a non-exclusive, worldwide, royalty-free licence to store, copy, display and process it to run FIA and to teach and grade. The licence lasts as long as the content is in FIA.

If you submit a lab to the shared lab library and we accept it, you also give CapitalWave a non-exclusive, worldwide, royalty-free and perpetual licence to offer it to other users, adapt it and keep it in the library. You confirm that you have the right to grant this.

Data sources

US Treasury yield curve data comes from the US Department of the Treasury and is in the public domain.

This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis. FRED series that are marked with third-party copyright aren't used in FIA.

Open-source software and fonts

FIA is built with open-source software, used under each project's licence. Its fonts, Open Sans and IBM Plex Mono, are used under the SIL Open Font License.

Reporting infringement

If you believe content in FIA infringes your copyright, email legal@capitalwave.com or write to CapitalWave Inc., 1410 North Scott St, Arlington, VA 22209, USA. Please include:

• your name and contact details;
• the work you believe is infringed;
• where the content is in FIA, with a link if you can;
• a statement that you believe in good faith the use isn't authorised by the owner, its agent or the law;
• a statement, under penalty of perjury, that your notice is accurate and that you're the owner or authorised to act for the owner;
• your physical or electronic signature.

We'll review the notice and remove or disable access to infringing content where appropriate. If your content was removed, you can send us a counter-notice. We may end the accounts of repeat infringers.